KW Energy Book Club Presents: The Art of Spending Money (Book by Morgan Housel)

📅 Thursdays, Starting March 26 – April 9 ⏰ 9:30 AM – 10:30 AM 📍KW Energy Training Room, 285 Taunton Rd. Unit #1 Oshawa, ON

_________________________

🪙 KW Energy Book Club: The Art of Spending Money

A 3-Week Masterclass in Financial Psychology — By Morgan Housel

“The most valuable financial asset is not needing to impress anyone.”

Most of us have been trained to earn, save, and invest. But almost no one is taught the most difficult, high-stakes skill of all: How to spend. Spending isn’t just about math; it’s a window into your ego, your insecurities, and your true values. In this 3-week intensive, we are moving beyond the spreadsheet. We’re going to decode the hidden psychological forces—status, identity, and social debt—that quietly dictate your freedom.

The Mission

We aren’t here to audit your bank statement; we’re here to understand your “Why.”

Based on the framework of The Art of Spending Money, we will explore:

✅ The “Invisible” Drivers: Why all financial behavior makes sense once you have enough information.

✅ The Status Trap: The difference between being rich (income) and being wealthy (options).

✅ Social Debt: How to stop spending money you don’t have to impress people you don’t even like.

✅ Happiness ROI: Why the best things in life aren’t things, and how to spend to buy back your time.

The 3-Session Sprint

Session 1 | The Psychology of “Why”

📅 Thursday, March 26 | 9:30–10:30 AM | Reading: Introduction through “What Makes You Happy” (pp. xi–72)

We kick off by challenging the assumption that money automatically equals happiness. We’ll explore why your background shapes your bank account and why “everything you don’t see” is often what matters most.

Session 2 | Status, Utility & Social Debt

📅 Thursday, April 2 | 9:30–10:30 AM | Reading: “The Rich and the Wealthy” through “Social Debt” (pp. 73–142)

Status is a debt you pay to society. This week, we dismantle the “Utility vs. Status” trap and discuss why wealth without independence is just a unique form of poverty.

Session 3 | Identity & Compounding Values

📅 Thursday, April 9 | 9:30–10:30 AM | Reading: “Quiet Compounding” through “The Luckier You Are…” (pp. 143–218)

The finale. We look at how spending habits compound into an identity. Learn how to align your capital with your personal freedom and why spreadsheets don’t care about your feelings.

How We Operate

Three Weekly Sprints: Short, high-impact morning sessions.

Action Loops: Every session concludes with a voluntary behavior shift to be tested within 72 hours.

Data, Not Judgment: We treat spending behavior as information, not a moral failing.

Intentional Living: Because the goal isn’t just to have more money—it’s to build the life you actually want to lead.

🚀 Ready to upgrade your financial psychology?

Starts Thursday, March 26 | 9:30–10:30 AM [Reserve Your Spot Here]

**EXCITING THINGS TO COME…

To cap off our intensive, we are thrilled to welcome Angie Ross in person to the Keller Williams Energy office on Tuesday, April 14th at 1:15 PM!

Angie will be bridging the gap between psychology and practice with an exclusive financial talk. As a Certified Cash Flow Specialist and money coach, Angie helps high-earning individuals gain radical control of their finances. With over 20 years of experience, she specializes in building simple, effective cash-flow systems that create clarity and long-term stability—without the restriction of traditional budgeting.

**For more awesome training sessions, visit our official YouTube page HERE